How much insurance do I need?
A good rule of thumb for auto insurance is that you should buy as much as you can afford, but certainly no less than 25/50/25 (the insurance company will cover each person involved in an accident up to $25,000 each or $50,000 per accident, plus the insurer will cover up to $25,000 for any property damage you cause).
What is the difference between Collision and Comprehensive coverage?
Collision coverage provides protection to replace or repair your vehicle after an accident, regardless of who is at fault. Comprehensive coverage provides protection in the event of non-accident damage.
Does the kind of car I drive affect my rate?
Yes. A sports car will probably be more expensive to insure than a four-door sedan. Luxury cars cost more because they're more expensive to repair (or replace). Brand new cars also cost more to insure than used ones simply because they cost more to replace if the car is wrecked.
Have more questions?
For more information on auto coverage, please contact us today at 1-888-577-7771.